We use Pay Pal . no problems as of yet. We also transfer the money as soon as it shows up in our Pay pal acct. Solely because when we ship stuff, and we ship world wide, we dont want to have our products somewhere overseas and the buyer tries to make a complaint,they credit them and we are out the $$$ plus out product. If a person is a crook, what do they care if Pay Pal says send the stuff back We dont want to get burnt. Never had a problem, and want to keep it that way.We will continue to use Pay Pal until we feel it is no longer safe for us to.