Originally Posted by CamBirdRacing
Need to remodel the house anyway, might as well let the insurance pay for it.
Insurance won't pay for that. Several years ago I had a tree next to my house that needed to go. A friend that was quite good with a chainsaw offered to drop it for me. I checked with my homeowners first and they said they wouldn't cover any damage that I (or my friend) caused and if I hired a professional to make sure they had their own insurance. I paid an insured pro to drop it.