I think it also sounds a little desperate when they have to have cash to boot... no matter what, trade value is higher... even if it is an even trade or buyers car is worth more??? It makes a seller look desperate & like they are in financial trouble. I say "never let them see you sweat" ... why act like you need the money so bad??? Otherwise, don't trade the car if seller is too broke. Either it sounds desperate, or it sounds arrogant... one of the two. JMO